Yes, we are nearly at the end of what for most intents and purposes, has been a horrific year, if not personally, for the world as a whole. In a year where we have seen the globe hit by a pandemic, with hundreds of thousands of people losing their lives, we can’t be blamed for wanting to see the back of it and hope for brighter times to come.

But in that same breath, I’d be remiss not to see the many positives which have occured in the 10 months of 2020 that have passed so far. Whether it be the fact that I have worked with some amazing colleagues, both in my current job and the role I left in August of this year, or being able to reconnect with my family on a much deeper level than previously, there have been some wins, both large and small.

I don’t want to see the last couple of months fly by without having some sort of formation for them. We all live on borrowed time, and I don’t believe in wishing that time away. So, earlier in the month I posted my goals for the rest of the year on Instagram and asked people to share theirs too. Now, we need to be kind to ourselves. If we don’t complete them all then that’s cool but the very act of speaking them into existence makes us that more likely to hold ourselves accountable, or so I feel.

My goals for the rest of 2020

  • create regular content for the blog
  • complete the coach to 5k programme
  • lose some of my lockdown weight
  • add at least 3 bottles of rum to my collection
  • set up my home office ✅
  • master jollof rice
  • save towards an emergency fund ✅

Where am I now?

At the time of writing this blog post, I’ve already made steps towards a couple of these goals. Purely by writing and sharing my goals, it made them real and gave me the accountability I needed to make sure I tried to at least attempt them. Granted, some of them are easier and more fun than others, such as adding rum to my collection. I mean, why wouldn’t I want to do this?! Whereas others, such as setting up my home office (which I’ve now done!!) was more of a chore and had been something I’d put off week after week for over a year.

uk blogger tinuke in grassfields dress

Why an emergency fund?

Having an emergency fund is super important to me. A couple of years ago I found myself in a position that was less than favourable. I really wanted to leave the job I was in, I felt bullied, gaslighted an unappreciated but my financial position meant I couldn’t afford to leave. In the end, I left for my own sanity as it had started to effect my mental health and my relationship with my loved ones. I couldn’t afford to leave my job and it put me in an awful situation financially living off of scant resources whilst looking for another job. I vowed never to let that happen to me again. By having an emergency fund, it would mean I would have the power to make decisions that are best for me and my family, not just what I can afford. Even without the bad job story, it’s important. It could be needing to travel abroad at short notice, replacing a broken down car or a host of other unexpected financial situations. I want to know I have the security net of the emergency fund.

My aim is to save up a total 6 months worth of expenses for the emergency fund. That’s rent, food, utilities, everything! I’ve started putting money away into it, but still have a way to go. The goal for next year will be to keep adding to it!

I’ll keep you posted on how I get on with the goals. I’ll be giving the jollof rice a go this week, using some of the awesome advice given to me on Instagram. Wish me luck!

Do you have anything you want to achieve before the end of the year? I’d love to know so that I can cheer you on!

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